Boston · Cold-climate heat pumps

Heat Pump & Ductless Mini-Split Installation in Boston, MA

One efficient system that heats and cools — sized for New England winters, with help navigating MassSave rebates.

Free on-site estimates ❄️ Cold-climate systems to -5°F 💰 MassSave rebate guidance
HVAC technician installing a ductless mini-split heat pump in a Boston home

A heat pump is one system that both heats and cools your home, and the modern cold-climate versions are built for exactly the kind of winter Boston gets. We install ducted and ductless systems, size them for your home, and walk you through the MassSave incentives that make the upgrade pencil out.

Cold-climate heat pumps built for New England winters

The old knock on heat pumps — that they quit when it gets cold — doesn't apply to today's cold-climate (hyper-heating) models. They hold useful heat output down to around -5°F, so most Boston homes run through a normal winter without backup heat when the system is sized correctly. We size to your home's heat loss and Boston's roughly 7°F design temperature, not a rule of thumb, so the equipment keeps up on the coldest nights.

Ductless mini-splits for homes without ductwork

If your house has steam or hot-water heat and no ductwork — common across Boston's older homes and condos — a ductless mini-split is often the cleanest path to whole-home cooling and efficient heating. Mini-splits zone the house, so you condition the rooms you use without running ducts through finished walls. Already weighing your options against staying on fossil heat? Compare it with an oil-to-gas boiler conversion and we'll lay out the trade-offs honestly.

MassSave rebates and the 0% HEAT Loan in 2026

For Massachusetts homeowners, MassSave is now the main incentive for going to a heat pump. In 2026 the whole-home rebate runs about $2,650 per ton and the partial-home rebate about $1,125 per ton, each capped near $8,500, with larger amounts for income-qualified households and a 0% HEAT Loan to finance the balance. To qualify, equipment has to be ENERGY STAR Cold Climate certified, listed on the MassSave Qualified Products List, and use a next-generation refrigerant (R-32 or R-454B). The rules and dollar amounts can shift during the year, so we help you check current eligibility and point you to the right MassSave program for your project. For whole-home cooling without the heating switch, see our air conditioning service, or head back to all our Boston HVAC services.

Heat pump questions

What homeowners ask us

Do heat pumps work in Boston winters?

Yes. Cold-climate (hyper-heating) air-source heat pumps are built for New England and hold useful heat output down to around -5°F, so most Boston homes need no backup heat through a typical winter when the system is properly sized.

How much can MassSave save me on a heat pump?

In 2026, MassSave offers a whole-home rebate of about $2,650 per ton and a partial-home rebate of about $1,125 per ton, each capped near $8,500, with larger amounts for income-qualified households and a 0% HEAT Loan to finance the rest. Amounts and rules can change during the year, so confirm current figures with MassSave.

Can a heat pump replace my oil system?

Often, yes. Many Massachusetts homeowners replace an older oil system with a cold-climate heat pump that both heats and cools. We assess your home's layout and insulation and compare a heat pump against keeping or converting your existing system before you decide.

Thinking about a heat pump?

Call for a free on-site assessment and we'll walk you through your options and the MassSave path.

Now booking — free estimates
☎ Call